Planning for Your Retirement
Your Objectives
When you retire, a drop in income often occurs, usually ranging from 40% to 50%. It is therefore essential to anticipate this situation by making investments that generate additional income and build a retirement fund.
To manage this new stage of your life as effectively as possible, OptiFi supports you in establishing a wealth strategy aimed at maintaining your standard of living while also planning your estate.
Our solutions
Manage Your Wealth
- Rental Investment: A rental investment involves purchasing a property (or shares in real estate companies) with the goal of generating rental income. Depending on the setup, these incomes may benefit from tax advantages.
- Financial Savings: By guiding you in creating an effective retirement strategy, we ensure that your financial future is secure. Financial savings provide liquidity, which is crucial during this phase of life. Additionally, financial savings can significantly improve the transfer of your assets.
Optimize Your Taxation
- Industrial Girardin: Offset part or all of your income tax with the French government’s tax incentive to support economic development in overseas territories (DOM COM).
- FIP FCPI: Diversify your assets and obtain an income tax reduction by investing in innovative or local SMEs that are not listed on the stock market.
Prepare Your Estate
- Life Insurance: A savings vehicle with flexibility that can be tailored to your savings and wealth management goals.
- Wealth Engineering: Implementation of legal and tax expertise to structure your assets through simple and effective solutions, particularly for estate planning.
Our Methodology
Throughout our collaboration, we involve you in every decision to define a strategy that optimizes your wealth development and monthly savings capacity. Retirement savings are a central element of this strategy. All the solutions we propose and implement comply with regulatory standards and our code of conduct.
