Wealth advisory for
Young Professional
Your Objectives
You are at the beginning of your professional journey and have a regular saving capacity. This stage of your life is the ideal time to establish a financial and wealth strategy that will help you optimize your taxes, purchase your first property, and lay the foundation for building long-term wealth. Our expertise in wealth management provides solutions tailored to the specific needs of young professionals.
Our Solutions
Building Your Wealth
- Investment Advisory: OptiFi adapts to your situation and provides comprehensive advice on your savings projects, investments, and tax optimization.
- Life Insurance: A flexible savings vehicle that can be tailored to meet your savings and wealth management goals.
- Rental Investment: A rental investment involves purchasing a property (or shares in real estate companies) with the aim of generating rental income. Depending on the structure, these incomes may benefit from tax advantages.
Optimizing Your Taxes
- Industrial Girardin: Reduce part or all of your income tax with the French government’s tax incentive to support economic development in overseas territories (DOM COM).
- FIP FCPI: Diversify your assets and obtain a tax reduction by investing in innovative or local SMEs that are not publicly listed.
- Pinel Law: Benefit from a tax reduction in exchange for purchasing a rental property (subject to conditions).
Acquiring Your First Home
- Real Estate Project Financing: Buying your first home is one of the major milestones in your life. OptiFi supports you throughout this crucial step, working to secure the most suitable financing for your personal situation. Our support for financing also extends to the acquisition of rental properties, second homes, and credit refinancing. An aligned wealth and real estate strategy that caters to the needs of young professionals is essential for achieving these goals and ensures a financial plan that matches your ambitions and values.
Our Methodology
Throughout our collaboration, we involve you in every decision to define a strategy that will help you optimize your wealth growth and monthly savings capacity. Our expertise in wealth management allows us to offer solutions tailored to the specific needs of young professionals. All the solutions we propose and implement comply with regulatory standards and our code of conduct.
