Contact us


31 rue de Paris, 06000 Nice - France

Contact us


31 rue de Paris, 06000 Nice - France
Gary Vigier - Contact Us

You are

junior executive
available funds

Our services

Wealth engineering

Wealth management aims to optimise your wealth in a global manner.
In order to comply with your needs, we follow these steps:
– analyzing the sources of possible savings
– improving your assets returns while controlling the associated risks
– ensuring the adequacy of the designed portfolio
In order to serve your life projects, OptiFi intervenes on different levels: financial & real estate engineering, tax and financing.
In the long term, we accompany you to decipher regulatory and tax evolutions in order to act appropriately.

Investment advisory

OptiFi is led by an engineer, which has an impact on the firm’s DNA: all solutions are scrutinized.
Investment advisory results from the analysis of different investment vehicles, with the aim to satisfy your needs.
As a result, all the selected products respect our requirements in terms of quality.
We follow the evolution of the investments in order to recommend the necessary arbitrations.
Finally, we are happy to comply with the AMF guidelines and have implemented an internal code of good conduct whereby we have a preference for solutions offering an alignment of interests.


Real estate investment is an essential step in the development your assets.
It is one of the few investments which can benefit from the leverage offered by a loan.
As a mortgage broker, we are able to take care of all the steps in order to get you the best credit conditions.
To achieve this goal, we have built strong relationships with a broad network of banking and financial partners.
OptiFi allows you to benefit from objective and independent advice against the banker.

Our personalised support

Wealth Management - Audit
Wealth Management - Recommendation
Wealth Management - Set Up
Wealth Management - FollowUP
Throughout our collaboration, we associate you with each decision. This will allow us to define the optimized strategy allowing to develop your assets and your monthly savings capacity.
All solutions that are proposed and implemented comply with regulatory standards and our code of conduct.

Our remuneration in an open manner

Our consulting and brokerage services are billed through a fixed fee, defined at the start of the relationship depending on the scope and complexity of the mission.
We make recommendations that you are free to set by yourself or through our services.
Financial advisory
The advisory fees are displayed in the mission letter, which is signed ahead of any analysis. These fees are then deductible from eventual entry fees if you decided to implement the recommendations through OptiFi.
Mortgage brokerage
The mortgage brokerage fees are displayed in the mandate (“Mandat de recherche de financement”), which is signed ahead of any bank request. These fees are only due when the funds are realeased, hence in case of success!
Our banking and financial partners (fund managers, insurers, etc.) can give us back part of their own remuneration (entrance fees, management fees, etc.).
Financial advisory
For some investment products, OpriFi receives a retrocession from the entry fee which is the counterpart of the time spent on the selection of the partner. In fact, we pool our requests to negotiate preferential conditions (reduced fees, reduced access thresholds, etc.). A portion of the management fee can also be perceived and is intended to guarantee our monitoring of the portfolio.
Mortgage brokerage
During a credit brokerage mission, we may receive a business contribution from the bank. It aims to remunerate all the admnistrative work which helps file the application faster.

OptiFi, Conseiller financier, Conseil en gestion de patrimoine, Nice, Côte d’Azur

Optifi Finance

Pourquoi nous choisir ?

Optimised solutions

We tailor our financial advice to your current situation by taking into consideration your desired performance, your investment horizon and your risk tolerance.


We strive to offer you a clear and transparent advice.

We will also answer all your questions openly and promptly.

Shared incentive

Our objective is simple: helping you make or save money.

We are your partner as we link our fees to your financial success.

Interested to know more?

Would you like to speak to one of our financial advisers over the phone or E-mail? Just submit your details below and we’ll be in touch shortly.

Alternatively, you can call us: +33 6 99 82 67 61 or send us an E-mail to contact@optifi-hfm.com. We will be delighted to provide you with more information and answer all your questions.

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